About Mr Business Loan

Why Mr exists

Most business owners don't start by searching for a loan product. They start with a question. Can I borrow while I owe the ATO? Do I need two years of financials? Will a lender look at me if the bank said no? Is the interest deductible? Those questions usually get answered with fine print, sales talk or silence.

Mr Business Loan was built to answer them properly. Every page on this site is titled with a real question, opens with a short direct answer, and then explains the detail — what lenders look at, what the ATO's rules say, what tends to help and what tends to hurt. When you've read enough and want to know what's possible for your own business, a real lending specialist takes it from there.

Who we help

Australian businesses of every shape: sole traders and partnerships, companies and trusts, tradies and retailers, clinics, cafés, transport operators, wholesalers and online stores. Owners who need working capital, money for an ATO or BAS bill, funds to buy equipment, stock or a business, or a way to tidy several debts into one.

• Property-secured business loans from $20,000 to $5,000,000 — first mortgages, second mortgages and caveat loans over residential or commercial property.
• Unsecured, cash flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
• Untidy files — bad credit and ATO debt are considered case by case, not dismissed at the door.

We arrange finance for business purposes only.

Mr's house rules

No credit check to enquire. Asking what's possible leaves your credit file alone. A check is only discussed once you've chosen to go ahead.

No spray and pray. Your details are not fired off to a stack of lenders in the hope that one replies. A specialist works out what suits, explains it and only approaches a lender with your agreement.

A real person on your file. A human reads your enquiry and calls you. Please fill in the form accurately — amount, purpose, property and the state of your tax affairs — because accurate answers are how we find the right option the first time.

What we don't do

We don't publish interest rates, because every business loan is priced on the circumstances of the business borrowing it, and a headline number would mislead more owners than it helps. We don't print testimonials or invented statistics. And we don't pretend every application will be approved — when something is unlikely, we say so and explain what would change the answer.

Who operates Mr Business Loan

Mr Business Loan is operated by Company Cash Pty Ltd (ACN 673 762 297), trading as Mr Business Loan. Our office is at Level 19, 10 Eagle Street, Brisbane QLD 4000, and you can reach us on 07 5667 7771.

Got a question Mr hasn't answered yet? Send a quick enquiry or browse the FAQ and the loan-readiness interview.