Your circumstances
Ask about my situation
New business, bruised credit, no property, a trust, a seasonal trade or a business to buy. Mr answers for the situation you're actually in.
7 questions on this shelf. Each one opens with a short "Mr says" answer, then the detail: what lenders look at, what the rules say and what to do next.
Can a new business borrow?
Can a new business get a loan in Australia? Mr explains what lenders accept in year one, why property helps and how to build a borrowing record.
Read Mr's answer →Bad credit?
Can you get a business loan with bad credit? Mr explains how Australian lenders weigh defaults, judgments and past bankruptcy, and what helps.
Read Mr's answer →No property?
Can you get a business loan without owning property? Mr explains unsecured and line-of-credit options sized on turnover, and realistic limits.
Read Mr's answer →Borrow to buy a business?
Can you borrow to buy a business in Australia? Mr explains how lenders assess a purchase, the seller records they want and costs to plan.
Read Mr's answer →Sole trader?
Can a sole trader get a business loan? Mr explains how lenders assess sole traders, the documents to have ready and the liability to know.
Read Mr's answer →Trading through a trust?
Can a family trust get a business loan? Mr explains how lenders deal with trustees, the trust deed, corporate trustees and guarantees.
Read Mr's answer →Seasonal business?
Can a seasonal business borrow? Mr explains how lenders read lumpy bank statements, why a full year of BAS helps, and which loans suit peaks and quiet months.
Read Mr's answer →Righto. Let's see what's possible.
Enough reading. Ask Mr about your business.
Tell us what you need in about 60 seconds. There's no credit check to enquire, your details aren't passed around, and a real person calls you back with options that fit.
No credit check to enquire
No spray and pray
A real person on your file