ATO, BAS and cash flow
Ask about tax & cash
ATO debt, BAS bills, director penalty notices and customers who pay late. Mr's answers on where tax, cash flow and borrowing meet.
7 questions on this shelf. Each one opens with a short "Mr says" answer, then the detail: what lenders look at, what the rules say and what to do next.
Loan with an ATO debt?
Can you get a business loan while you owe the ATO? Mr explains how lenders view tax debt, why lodgement matters most, and when a loan to clear it makes sense.
Read Mr's answer →Is a business loan deductible?
Is a business loan tax deductible? Mr explains why the loan itself isn't, why interest on business borrowing generally is, and what to check.
Read Mr's answer →Borrow to pay my BAS?
Can you borrow to pay a BAS bill? Mr explains when a loan beats a payment plan, what lenders want and how to stop next quarter repeating it.
Read Mr's answer →Got a director penalty notice?
Got an ATO director penalty notice? Mr explains the 21-day clock, lockdown DPNs, your four options and when borrowing to pay makes sense.
Read Mr's answer →ATO plan or business loan?
ATO payment plan or business loan for tax debt? Mr compares cost, deductibility, director risk and credit reporting so you can choose well.
Read Mr's answer →Customers paying late?
Customers paying late and bills due now? Mr's plan: tighten payment terms, chase smarter, and use a line of credit or short loan to bridge the gap safely.
Read Mr's answer →Borrow before 30 June?
Should you borrow before 30 June to buy equipment? Mr explains the now-permanent $20,000 instant asset write-off and when buying stacks up.
Read Mr's answer →Righto. Let's see what's possible.
Enough reading. Ask Mr about your business.
Tell us what you need in about 60 seconds. There's no credit check to enquire, your details aren't passed around, and a real person calls you back with options that fit.
No credit check to enquire
No spray and pray
A real person on your file