Guides
Mr's guides
The longer reads behind the quick answers — researched against official sources, written for Australian businesses and honest about what lenders look at.
Cash flowBorrowing wellGetting readyTax & ATO
Payday Super From 1 July 2026: Cash Flow Plan for Owners
Payday Super started 1 July 2026: super is due within 7 business days of payday. Mr's cash flow plan for Australian employers, with an example.
3 October 2026
14 Questions to Ask Before You Sign a Business Loan Offer
About to sign a business loan offer? Mr's 14 questions on cost, security, guarantees, covenants, early repayment and default before you sign.
3 October 2026
How to Get Loan-Ready in 90 Days: Mr's Business Plan
Need finance in the next few months? Mr's 90-day plan to tidy your bank statements, ATO position, credit file and documents so lenders say yes faster.
3 October 2026
ATO Interest Is No Longer Deductible: What Owners Should Do
Since 1 July 2025, ATO interest isn't tax deductible. Mr explains what changed, why carrying tax debt now costs more and how to stop the clock.
3 October 2026
Instant Asset Write-Off Now Permanent: Buy, Borrow or Wait?
The $20,000 instant asset write-off is permanent from 1 July 2026. Mr explains the rules, the traps and whether to buy, borrow or wait.
3 October 2026
Business Loan Jargon Explained: The Words in a Real Loan
Business loan jargon explained in plain English, in the order you'll hear it — from LVR and serviceability to covenants, caveats, discharge and default.
3 October 2026Righto. Let's see what's possible.
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